Cash Advance: The Fastest Way to Get Paid

Your money, when you need it. Access up to 60% payment, right when you pick up a load. A cash advance can help boost your cash flow and keep you on the road.

Access your funds faster with a cash advance

Keep your business running, no matter what challenges you face, with the fastest payment option from the largest freight provider in North America.

No hassles

Request a cash advance within seconds in Navisphere® Carrier—web or app—no phone call required.

Total flexibility

No contract or commitment required. Get cash advances on a per load basis—regardless of how you get paid.

Instant access

Get paid as soon as you pick up—and access your funds instantly with a LoadPay™ digital bank account.

How to request a cash advance

Log into Navisphere Carrier to request up to 60% of your payment as a cash advance after picking up a load—no phone call required.

Apply for a free LoadPay account

Access your cash advance in seconds with a LoadPay bank account. No need for paper, codes, or a physical location. With LoadPay, you can request a cash advance in Navisphere Carrier and have it deposited into your account right away. Then use it when and where needed with your included Mastercard® debit card.**

Get funds even faster

Factoring

Get same-day payment* and one convenient location to upload paperwork for completed loads—even from other providers—with Factoring powered by Delta™.

Quick Pay

Get paid on C.H. Robinson loads in as little as 2 business days—instead of waiting the standard 20 days. No forms, credit reviews, or long-term commitments required.

Banking

Get paid in minutes on approved invoices—including nights, weekends, and holidays—and access funds instantly when you open a LoadPay bank account.

* Same-day payments are available for most freight factored through Factoring powered by Delta, but payment times may vary depending on factors like submission deadlines, processing times, and any potential issues with the invoice or customer payment. Having a LoadPay bank account guarantees the fastest payment.

Factoring products and services are offered by TBK Bank, SSB d/b/a Factoring Powered by Delta.

LoadPay is a product offering of TBK Bank, SSB, Member FDIC. The LoadPay debit card is issued by TBK Bank, SSB pursuant to a license from Mastercard.

**Spend anywhere Mastercard is accepted. Availability of LoadPay bank account and debit card subject to application submission and approval.